Introduction and Explanation of Analysis

Glossary of Terms

Definition of Metropolitan Areas (MSAs and CBSAs)

State ACUFactor Scores and Risk Groupings

U.S. Map - Risk Groupings by State

Largest ACUFactor Score Change From Last Quarter

List of Core-based Statistical Areas (CBSAs) (with Page Numbers):

• By State with ACUFactor Score and CBSA Risk
  
• By CBSA name with ACUFactor Score and CBSA Risk
  
• By ACUFactor Score and CBSA Risk
  
• By Home Price ACUFactor Score and CBSA Risk
  
• Median Home Prices (Sorted by CBSA)

CBSA Lookup Tables - Counties and Towns that make up the CBSAs.

To download the full ACUFactor Report (800+ page PDF file with all the above
documents), click here.

For any questions, please contact your local United Guaranty representative.