In light of ongoing depreciating values of real estate throughout the United States, United Guaranty has established a list of declining markets.
United Guaranty's declining markets policy is applied at the CBSA level. The ZIP codes listed are the standard US Government ZIP codes for the CBSAs that United Guaranty considers to be declining.
Periodic updates will occur.
| Previous Lists: |
Declining Markets List
– Effective July 22, 2009 – October 26, 2009
– Effective April 15, 2009 – July 21, 2009
– Effective Jan. 30, 2009 – April 14, 2009
– Effective Oct. 17, 2008 – Jan. 29, 2009
– Effective June 9, 2008 – Oct. 16, 2008
– Effective April 16, 2008 – June 8, 2008
– Effective March 10 – April 15, 2008 (Fourth Quarter 2007)
Declining Markets Changes
– Effective July 22, 2009 – October 26, 2009
– Effective April 15, 2009 – July 21, 2009
– Effective Jan. 30, 2009 – April 14, 2009
– Effective Oct. 17, 2008 – Jan. 29, 2009
– Effective June 9, 2008 – Oct. 16, 2008
– Effective April 16, 2008 – June 8, 2008
Declining Markets Summary
– Effective July 22, 2009 – October 26, 2009
– Effective April 15, 2009 – July 21, 2009
– Effective Jan. 30, 2009 – April 14, 2009
– Effective Oct. 17, 2008 – Jan. 29, 2009
– Effective June 9, 2008 – Oct. 16, 2008
– Effective April 16, 2008 – June 8, 2008
Declining Markets ZIP Code Search
– Effective July 22, 2009 – October 26, 2009
– Effective April 15, 2009 – July 21, 2009
– Effective Jan. 30, 2009 – April 14, 2009
– Effective Oct. 17, 2008 – Jan. 29, 2009
– Effective June 9, 2008 – Oct. 16, 2008
– Effective April 16, 2008 – June 8, 2008
– Effective March 10 – April 15, 2008 (Fourth Quarter 2007)
Status Change Summary for Declining Markets List
– Effective July 22, 2009 – October 26, 2009
– Effective April 15, 2009 – July 21, 2009
– Effective Jan. 30, 2009 – April 14, 2009
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See also:
Current Declining Markets Lists
Underwriting Guidelines
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