document.write('<table border="0" cellspacing="0" cellpadding="0">'
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><img src="/images/spacer.gif" height="10"></td>'
  + '  </tr> '
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><img src="/images/spacer.gif" height="10"></td>'
  + '  </tr> '
  + '  <tr> '
  + '      <td bgcolor="#94A2BC" valign="top"><a href="miwhymi.html" class="leftnavlink1" >Why Mortgage Insurance?</a></td>'
  + '  </tr>'
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><img src="/images/spacer.gif" height="10"></td>'
  + '  </tr> '
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><a href="miwhyug.html" class="leftnavlink1"  >Why United Guaranty?</a></td>	'
  + '  </tr>'
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><img src="/images/spacer.gif" height="10"></td>'
  + '  </tr> '
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><a href="miprogramsandservices.html" class="leftnavlink1" >Programs and Services</a>'
  //+ ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="/psborroweradvantage.html" class="leftnavlinkSM" >Borrower&nbsp;Advantage</a><br><br>'
  //+ ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="/pspaymentadvantage.html" class="leftnavlinkSM" >Payment&nbsp;Advantage</a><br><br>'
  //+ ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="/psratexchange.html" class="leftnavlinkSM" >RateXchange</a><br><br>'
  // + ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="/pspoolinsurance.html" class="leftnavlinkSM" >Pool&nbsp;Insurance</a><br><br>'
   //+ ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="/pssecondarymarkets.html" class="leftnavlinkSM" >Secondary&nbsp;Markets<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Support</a><br><br>'
   //+ ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="/pspoolinsurance.html" class="leftnavlinkSM" >ChoicElect&nbsp;Involuntary<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Unemployment&nbsp;Insurance</a><br><br>'
   //+ ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="http://www.ugmiguide.com" class="leftnavlinkSM" >MI&nbsp;Guide<sup>&reg;</sup></a><br>'
  + '  </td>'
  + '  </tr>'
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><img src="/images/spacer.gif" height="10"></td>'
  + '  </tr> '
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><a href="mirates.html" class="leftnavlink1" >Rates</a><br> '
  //+ ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="/mirateplanstateapprovals.html" class="leftnavlinkSM" >Rate&nbsp;Plan&nbsp;State<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Approvals</a><br><br>'
  //+ ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="/micancellationrefundschedule.html" class="leftnavlinkSM" >Cancellation-Refund<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedules</a><br><br>'
  //+ ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="/miunderstandingrates.html" class="leftnavlinkSM" >Understanding&nbsp;Rates</a><br></td>'
  + '  </tr>'
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><img src="/images/spacer.gif" height="10"></td>'
  + '  </tr> '
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><a href="miclaims.html" class="leftnavlink1" >Claims</a></td>'
  + '  </tr>'
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><img src="/images/spacer.gif" height="10"></td>'
  + '  </tr> '
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><a href="miunderwriting.html" class="leftnavlink1" >Underwriting</a></td>'
  + '  </tr>'
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><img src="/images/spacer.gif" height="10"></td>'
  + '  </tr> '
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><a href="miservicing.html" class="leftnavlink1" >Servicing</a></td>'
  + '  </tr>'
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><img src="/images/spacer.gif" height="10"></td>'
  + '  </tr> '
    + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><a href="forms.html" class="leftnavlink1" >Forms</a></td>'
  + '  </tr>'
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><img src="/images/spacer.gif" height="10"></td>'
  + '  </tr> '
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><a href="misubmittingaloan.html" class="leftnavlink1">Submitting a Loan</a><br>'
  + ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="submittingaloandpi.html" class="leftnavlinkSM" >DPI&nbsp;Underwriting</a><br><br>'
  + ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="delegatedunderwriting.html" class="leftnavlinkSM" >Delegated&nbsp;Underwriting</a><br><br>'
  + ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="edi.html" class="leftnavlinkSM" >Electronic&nbsp;Data&nbsp;Interchange</a><br><br>'  
  + ' &nbsp;&nbsp;&nbsp;&nbsp;<a href="rapidlink.html" class="leftnavlinkSM" >RAPid&nbsp;Link</a><br></td>'    
  + '  </tr>'
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><img src="/images/spacer.gif" height="10"></td>'
  + '  </tr> '
  + '  <tr> '
  + '    <td bgcolor="#94A2BC" valign="top"><a href="micontactus.html" class="leftnavlink1" >Contact Us</a></td>'
  + '  </tr>'
  + '</table>'
  + '');