July 30, 2014
Introducing the New Underwriting Requirements Guide

Effective August 4, 2014, one underwriting requirements guide can be used to meet lender loan submissions to United Guaranty. The Underwriting Requirements Guide (the Guide) combines our full-file and delegated data submission (previously RAP®) requirements. To see the Guide and associated reference pieces, please visit our guide page.

As always, we encourage you to submit full-file for any loan that you believe is a good risk, but that is outside our published requirements. Our experienced underwriting staff will quickly evaluate the overall risk of the loan to determine its eligibility for insurance.

There are no changes to underwriting requirements with this update; however, some of the requirements have been reorganized and clarified as detailed below:

Please contact your United Guaranty Account Representative if you have questions about this announcement.  For questions regarding underwriting requirements or submissions, contact our Underwriting Customer Service Team at 877.MI.CHOICE (877.642.4642) or email UGC:customerservice.


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