December 6, 2017
CUA 2017-07 - Conforming Loan Limits Increase - Effective Immediately

On November 28, 2017, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac conforming loan limits will increase effective for loans delivered on or after January 1, 2018. Arch MI supports the new loan limits as detailed below.

Effective immediately, Arch MI’s maximum loan amounts will increase as follows:

The Credit Union Underwriting Manual and all supporting documents will be updated in early January 2018.

Loans that receive a Desktop Underwriter® (DU®) Approve/Ineligible or a Loan Product Advisor® (LPA) Accept/Ineligible (for loan amount only) that were underwritten with DU or LPA prior to their system updates and are within Arch MI’s new maximum loan amounts stated above will be eligible for insurance under Arch MI's EZ DecisioningSM and SwiftCloseSM programs when all other underwriting requirements are met.

All underwriting requirement system edits impacting the MI rate quote and application systems will be updated by January 1, 2018. If you encounter an issue with receiving a rate quote prior to January 1, please contact Underwriting Customer Service at 877-642-4642, Option 1, or

Arch MI is in the process of updating RateStarSM filings in response to the FHFA loan limit changes and their implementation in pricing is dependent on state approvals. Quotes provided through RateStar or Rate Runner® will reflect the appropriate pricing based on state approvals. Further communication regarding rate card pricing changes will be provided to those customers currently using this rating structure.

For more information, please contact your Arch MI Account Executive.

© 2017 Arch Mortgage Insurance Company. All Rights Reserved. Arch MI is a marketing term for Arch Mortgage Insurance Company and United Guaranty Residential Insurance Company. Rate Runner is a registered mark of Arch Capital Group (U.S.) Inc. or its affiliates. EZ Decisioning, SwiftClose and RateStar are service marks of Arch Capital Group (U.S.) Inc. or its affiliates. Desktop Underwriter and DU are registered marks of Fannie Mae. Loan Product Advisor is a registered mark of Freddie Mac.

CUA 2017-07

Return to Customer Announcements Page