United Guaranty Insights United Guaranty Insights Archive—August 2016

Combining Low Mortgage Rates with Mortgage Insurance
Troy Rampy
Troy Rampy
Regional Vice President-Central Region
United Guaranty Corporation
August 23, 2016

With mortgage rates near historic lows, mortgage insurance can provide solutions for qualified borrowers who want to buy now in anticipation of additional home price increases.
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What Millennials Want from the Mortgage Process
Dan Walker
Dan Walker
Senior Vice President, Product Development
United Guaranty Corporation
August 19, 2016

As the oldest millennials turn 33 years old, the mortgage industry may need to adopt new strategies to maximize sales to the group that represents the largest potential segment of home buyers—with 87 million people, 91 percent of whom say they intend to own a home one day.
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A Look at Today's Home Buyers
Greg Hare
Greg Hare
Senior Vice President and Chief Customer Officer
United Guaranty Corporation
August 12, 2016

The Generational Trends housing report reveals opportunities with fast-growing segments of home buyers, including single women, Hispanic families, and people under 35.
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The Cost of Not Using Mortgage Insurance
Amy Butler
Amy Butler
Regional Vice President—Heartland Region
United Guaranty Corporation
August 5, 2016

To understand what prospective home buyers miss out on by delaying a home purchase for years to save up a large down payment, consider the benefits a current renter would have gained by purchasing a home in 2011.
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