Homeowners Educational Certification Program
Education Options for First-Time Home Buyers
Congratulations on taking steps toward responsible homeownership. Many lenders require you to complete an educational program as a qualification for loans such as Freddie Mac's Home Possible® Mortgage and Fannie Mae's HomeReady™.
There are a variety of ways to complete the educational program. Your lender will inform you if you should attend in-person counseling or are eligible to take the online self-paced training—and some lenders require a combination of both.
Ready to Get Started?
To complete your educational requirements online, and at your own pace, take a free online training course through United Guaranty or Freddie Mac. Our pre-purchase education program, Home Ownership: Making the Dream a Reality, adheres to the National Industry Standards for Homeownership Education and Counseling association. United Guaranty's flexible, interactive course will teach you how to achieve your home ownership goals, whether you are a first-time home buyer or already own a home.
Successful completion of United Guaranty's Home Ownership course satisfies the home ownership education requirement for Freddie Mac's affordable home program. Fannie Mae requires home buyers to complete a specific educational course for the HomeReady program.
Talk with your lender to determine which program is best for you.
United Guaranty is an approved Adopter of the National Industry Standards for Homeownership Education and is certified by the NeighborWorks Center for Homeownership Education and Counseling in Pre-Purchase Homeownership Education.
Home Ownership: Making the Dream a Reality
Completing United Guaranty's Home Ownership course satisfies the homeownership education requirement for Freddie Mac's Home Possible® affordable home program.
- There is no date or time restriction for completion of this course. It will take approximately 2 to 3-1/2 hours to complete the course and take the assessment.
- You do not need to complete the course in one session. You can stop at any time. Upon returning, you can continue where you left off.
- After you complete the course and assessment, you and your lender (if applicable) will be notified by email.
- Notification will include a copy of the Certificate of Completion.
Note: Once you leave this page and are taken to the external websites, you will find more instructions and information. United Guaranty is not responsible for the content of other companies' websites.
HomeReady is a registered mark of Fannie Mae. Home Possible is a registered mark of Freddie Mac.