icon Borrowers Save More

For Most Borrowers, United Guaranty Can Mean
Lower Cost and More Buying Power

Borrowers Save More Up Front and over the Life of the Loan.

Price us today and see how MI with United Guaranty can save your borrower money on loans up to 97% LTV.


United Guaranty Can Save Your Borrowers Money

United Guaranty Performance Premium® FHA
Borrower-Paid Monthly Lender-Paid Single FHA
Financed

Total Monthly Payment
$1,043

Total Monthly Payment
$984

Total Monthly Payment
$1,055

$103
Monthly MI

$4,640
Up-front MI Premium Paid by Lender

$3,500
Up-front
$142
Monthly Payment

62 bps 232 bps 175 bps (upfront)
85 bps (annually)
3.875%
Interest Rate
4.25%
Interest Rate
3.50%
Interest Rate

Five Year MI Savings
$6,044.33
Compared to FHA

Five Year MI Savings
$8,552
Compared to FHA

 
Total MI Cost for the Life of the Loan

$10,540

$15,626

$36,379

Assumptions: Base loan amount $200,000, two borrowers, 720 credit score, 41% DTI, 30-year fixed-rate purchase loan, single-family house, stable market, 95% LTV United Guaranty, and 96.5% LTV FHA. Performance Premium pricing as of November 28, 2016. FHA rate source: FHA Mortgagee Letter 2015-1.

Isn't it time to ask why you're still using FHA for your borrowers?