Not doing business with us yet?

We'd love to work with you.

We have provided mortgage insurance and risk management support to lenders and credit unions for more than 50 years and have been the industry leader in new insurance written for five consecutive years. Below we list a few reasons why you should consider partnering with us.

Once you're ready to start the process, please download our Master Policy Inquiry form, and send the completed copy to UGC:mp_admin. A United Guaranty representative will review your form and contact you promptly.

Better than a rate card

We believe rate cards limit your options. Our Performance Premium® risk-based MI considers a range of attributes for individualized pricing.

Easy online portal

Obtain MI pricing using United Guaranty's MI Guide®. Save and make changes to loan data, upload documents, submit claims, and more.

Sound pricing

With United Guaranty's Secure Quote®, we will stand by the quoted price for up to 90 days, giving you the pricing stability you need for TRID.

Fast full file

Most full-file submissions are turned around in 24 hours or less, and 90 percent of loans received by noon get a decision in the same business day!

Faster mobile app

Use our MI NOW℠ app to get a rate quote in 60 seconds or less. Compare our rates with FHA, email yourself a copy, or access it later from MI Guide.

Great connections

We have access to more than 20 Loan Origination Systems and Product and Pricing Engines that allow you to get a quote and/or order MI directly.

No. 1 in security

We believe we are the first mortgage insurer to achieve ISO/IEC 27001 certification. That means we have high information security standards you can trust.

Reliable support

Our customer service team is available from 8 am to 8 pm EST Monday through Friday to answer your questions and look into your inquiries.

Dependable expertise

We have a disciplined stand-alone approach to pricing and risk management, the lowest portfolio delinquency rate of any legacy mortgage insurer, and have the largest post-2009 book of business.

Get started

Download the Master Policy Inquiry form and send the completed copy to UGC:mp_admin.


Call 877.MI.CHOICE (877.642.4642). Ask for the Master Policy Administration department.