What Makes Performance Premium Different?

Understanding what Performance Premium® is begins with an understanding of what Performance Premium is not. Performance Premium is not a rate card that determines the price for mortgage insurance based solely on a limited number of broad details such as a credit score and LTV.

Instead, Performance Premium is the industry’s premier risked-based pricing model. It provides mortgage insurance rates based on more than 20 factors, including the number of borrowers on the loan. Because of our experience providing mortgage insurance in any market under a full range of conditions, our model has been designed with the assurance that pricing matches the risk.

With Performance Premium, your pricing is automatically protected for 90 days (compared to 60 days of typical rate card protection) with United Guaranty’s Secure Quote®. Performance Premium MI options include borrower-paid and lender-paid mortgage insurance and single, split, and monthly premium options.

Learn more about the Performance Premium difference.

What Makes Performance Premium Different?


Get a Quote

Visit United Guaranty’s MI Guide® to sign in or learn more about using our online portal to get a quote in seconds. You can also download our MI NOWSM mobile app for iOS and discover our technology connections with more than 20 loan origination systems and product and pricing engines.

MI Guide lets you compare rates for our products with one another as well as with FHA rates. Plus, you can take action on quotes, submit documents quickly and easily, and also leverage 24-hour turnaround on full-file submissions.

MI Guide is your key to accessing everything Performance Premium has to offer your borrowers.