Knowledge Center Knowledge Center

The Knowledge Center is your one-stop shop for mortgage lending industry information and training from United Guaranty, Fannie Mae, Freddie Mac, and other authorities.

Industry Training Topics

Affordable Housing Programs

United Guaranty Homeowners Educational Certification Program

Fannie Mae affordable housing program – HomeReady

Freddie Mac first-time home buyer program – Home Possible®


Fannie Mae underwriting training resources

Freddie Mac underwriting training resources

Income and Self-Employed Borrowers

Fannie Mae income analysis

  • Self-Employment – Business Income Comparison:
    Comparative Income Analysis Form 1088 online form with instructions
    • Use to compare a borrower's business over a period of years to determine viability.
  • Self-Employment:
    Cash Flow Analysis Form 1084 (12/14) online form with instructions
    • Use to analyze a self-employed borrower's personal income, including the business income or loss reported on the borrower's personal income tax returns (SEL-2014-16).

Freddie Mac income analysis

Quality Control

Fannie Mae quality control resources

Freddie Mac quality control resources

Fraud Prevention
Regulatory Resources
Additional Training Resources

Mortgage Bankers Association (MBA) Training

  • Various training delivery methods (fee applies).
  • Searchable by training format or by focus area.
  • Loan production and underwriting.
  • Regulatory compliance, quality assurance, and fraud.