About United Guaranty's Master Policy

Our Master Policy features our Policy Commitment Letter (PCL), which is a separate document prepared exclusively for each United Guaranty customer.

Some notable areas related to your Master Policy that affect the way you do business with United Guaranty:

Resources for Master Policy Administrators

United Guaranty uses DocuSign® to deliver and execute Master Policy related documentation. The information below explains DocuSign and provides links to our current guides and samples of our Master Policy and Independent Validation Program Endorsement.

Master Policy information you will receive through DocuSign:

Additional guides referenced in the Master Policy:

Customer Operations Review:
As per Private Mortgage Insurer Eligibility Requirements (PMIER) from GSEs, United Guaranty has to understand operational capabilities of our customers who are specifically requesting delegated underwriting authority and new customers in general. Completing the form below will facilitate our understanding of your operations better.

Additional information:

United Guaranty’s reporting requirements and formats under the new Master Policy:
Loans that are insured under the Master Policy in effect through September 30, 2014 are required to submit reporting when a loan is three months in default. Under the new Master Policy effective October 1, 2014, United Guaranty requires reporting on loans that are delinquent 60 days or more.

United Guaranty is not changing its reporting formats as part of its new Master Policy. The only reporting change implemented with the new Master Policy is the default reporting requirement of 60 days versus 90 days if the commitment is dated on or before September 30, 2014.

Instructional videos: