United Guaranty’s Performance Premium® gives you an MI pricing option that’s different from the usual “one size fits all” approach. This unique product considers a comprehensive range of risk attributes to generate an individualized price for each loan, making it the only truly risk-based pricing in the market.
Performance Premium has the power to give you:
- A wider credit box – Performance Premium lets us consider borrowers and nontraditional properties (such as second homes) that typically are more difficult to insure. We know we offer opportunities that can’t be found on a rate card.
- A chance to reward strong borrowers – Homebuyers who have been responsible in their financial lives can save money with United Guaranty. It’s as simple as that.
- An opportunity to close more loans – Lenders can leverage our fast underwriting on full-file submissions and the ability to do more, different types of loans to help more borrowers turn houses into homes.
Premium Plan Options: Borrower- and Lender-Paid
Understand your borrower’s options for monthly, single, and split-premium plans.