icon Modifications, HARP, & MILAR

United Guaranty and Arch MI are now one company. You can continue to use your existing processes to submit and service loans with United Guaranty and Arch MI, and we will continue to provide the outstanding service you’ve come to expect. United Guaranty and Arch MI: Together Is Better.

United Guaranty offers resources for making a change to the loan terms of an existing mortgage by modifying the note. Submission and request forms, Q&As, and instructions are provided in this section.

The Loan Modifications Guide provides an overview of our processes and requirements. Click here for our current Underwriting Requirements.

United Guaranty supports all programs under the federal Home Affordability and Stability Plan, including the Home Affordable Refinance Program (HARP), Home Affordable Modification Program (HAMP), and Home Affordable Foreclosure Alternatives (HAFA).

For more information, click on any of the programs below:

Performing Loans

Non-Performing Loans