Modifications - Non-Performing Loans - Non-Delegated

(Loans currently in default or at risk for imminent default.)

Loans must be submitted to United Guaranty for approval in the following instances:

  • Loan does not meet the guidelines of the delegated home retention GSE- or Treasury-sponsored programs; or
  • Servicer does not have delegated authority for non-GSE- or Treasury-sponsored retention programs.

Loans with workout terms exceeding the above outlined parameters should be submitted to United Guaranty for review to determine acceptability.

Request should be sent using the Loan Modification Request: Default/Imminent Default form.

Send via encrypted/secure email to

Note: Once the modification closes, send a copy of the signed modification agreement to

See Also